I was able to break that cycle because I was in a position to come up with the money by cutting my normal expenses to the bone for a couple of weeks, and I’ll have to do it again twice more when I make my next payments to the doctor. Not easy, not fun, but doable. A lot of people aren’t so lucky. If I were paying rent where I am, there’s no way I’d have been able to pull this off.That’s the real problem with this, and frankly, a big problem with New Jersey politics and politicians in general. Politicians in New Jersey don’t seem to realize that there’s a significant lower class in this state and that we have needs too. These people seem to think that everyone who lives in Jersey is upper-middle-class, living in a nice two-story colonial with a BMW in the garage, a white picket fence, and 2.3 children. Our Governor, Jon Corzine, while a good guy and very progressive (when it’s to his political advantage to be), is also a Wall Street multi-gazillionaire, so I guess it’s not surprising that he’s apparently just as out-of-touch with the needs of average working-class New Jerseyans as the rest of our state elected officials. I remember during the last gubernatorial election I got a call from the Corzine for Governor campaign asking for my vote and financial support. The woman on the phone told me that Jon Corzine supported efforts to improve schools and increase benefits for senior citizens. I responded that I was 45 and had no kids (nothing about being transsexual), and asked what did then-Senator Corzine have on his agenda as Governor that would benefit single working-class folks like me? Dead silence was my response. The woman had no answer for me, none at all. It was quite obvious that the only issues she knew enough about to promote were those concerning the very young or the very old. Those of us who are not seniors and don’t have children were apparently just not considered important enough by the Corzine campaign to bother coming up with a supportive agenda for. I hope they’ll do a better job this time around, but given my experience with these new license regulations, it doesn’t seem very likely that anything’s changed much in that regard. I say all this not to attack Governor Corzine or our elected state representatives, but rather because I believe it’s long past time that politicians in this state finally realized that not everyone who lives here shares their privileged lifestyles. It’s time our state officials started taking into account the actual real-world needs of those of us in a lower tax bracket than their own, not their own obviously uninformed imaginings of what they might be. Wishful thinking perhaps, but personally I think it’s the very least we should be able to expect from those elected to govern our entire state, not just the wealthier parts of it.